Insurance Coverage
EUR 1 per booking (paid by the user) covers Music Traveler against all liabilities that may arise due to an indeliberate accident during the use of the host's premises (e.g. spilling liquid over an instrument, smashing a music stand, etc.) up to an amount of EUR 100,000 and up to EUR 2,000 for general inventory (e.g. music stand, coffee machine, etc.).
The instruments and general contents are insured against physical loss or physical damage occurring during the period of insurance while at the named location(s) or within the territorial limits specified, subject to the following exclusions, basis of settlement and conditions:
Exclusions
- Wear and tear, gradual deterioration, inherent defect, moth or vermin
- Maintenance, repair, restoration or any similar process
- Aridity, humidity or extremes of temperature unless such loss or damage is caused by storm or fire
- Loss from or damage in or on unattended vehicles, unless in the custody of a competent professional carrier
- Electrical or mechanical fault or breakdown
- Loss or damage or liability directly or indirectly occasioned by, happening through or in consequence of war, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power
- Loss or damage caused by or resulting from confiscation, nationalization, requisition or destruction of or damage to property by or under the order of any government or public or local authority
- Any legal liability of whatsoever nature directly or indirectly caused by ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel and the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly thereof
